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Which are the Main Bank’s home loan lending laws and regulations?

1. Loan-to-income restrict

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The new Central Bank’s rules limit the maximum matter some one can also be borrow. It is 4 times your terrible yearly income if you’re an effective first-big date consumer and you may step three.five times the disgusting yearly money when you’re the next-day or next visitors.

Thus can you imagine, such as for example, that you are for the a salary out of 50,000 a year. (more…)

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